Inheritances are not just about material things but so much more. It's where you can transfer your values and ethics. Making the most of your legacy requires conversations with your heirs.

Couples in the process of a divorce have many things on their minds, but an estate plan may not be one of them.

A couple could add almost £100,000 to their child or grandchild’s pension by utilising their annual gift allowance, a move which will also reduce any potential inheritance tax (IHT) bill.

From the pensions lifetime allowance to minimising inheritance tax

Care costs threaten to decimate the wealth that elderly people have spent their lives accumulating, but what are the options available to keep costs down?